Santa Ynez Valley Cottage Hospital

Nonprofit critical access hospital in Solvang, CA.

Verified from the hospital's own policy

Santa Ynez Valley Cottage Hospital likely gives free care to households with a yearly income up to $79,800 for 1 person, $108,200 for 2, $136,600 for 3, $165,000 for 4, $193,400 for 5 or $221,800 for 6. It likely gives a discount to households with a yearly income up to $110,124 for 1 person, $149,316 for 2, $188,508 for 3, $227,700 for 4, $266,892 for 5 or $306,084 for 6.

The hospital makes the final decision.

Discount steps

• 0% to 500% of poverty level, you pay $0 (100% Financial Assistance) for uninsured patients and patients with high medical costs
• 501% to 510% of poverty level, you pay 95% discount off your out-of-pocket share
• 511% to 520% of poverty level, you pay 90% discount off your out-of-pocket share
• 521% to 530% of poverty level, you pay 85% discount off your out-of-pocket share
• 531% to 540% of poverty level, you pay 80% discount off your out-of-pocket share
• 541% to 550% of poverty level, you pay 75% discount off your out-of-pocket share
• 551% to 560% of poverty level, you pay 70% discount off your out-of-pocket share
• 561% to 570% of poverty level, you pay 65% discount off your out-of-pocket share
• 571% to 580% of poverty level, you pay 60% discount off your out-of-pocket share
• 581% to 590% of poverty level, you pay 55% discount off your out-of-pocket share
• 591% to 600% of poverty level, you pay 50% discount off your out-of-pocket share
• 601% to 610% of poverty level, you pay 45% discount off your out-of-pocket share
• 611% to 620% of poverty level, you pay 40% discount off your out-of-pocket share
• 621% to 630% of poverty level, you pay 35% discount off your out-of-pocket share
• 631% to 640% of poverty level, you pay 30% discount off your out-of-pocket share
• 641% to 650% of poverty level, you pay 25% discount off your out-of-pocket share
• 651% to 660% of poverty level, you pay 20% discount off your out-of-pocket share
• 661% to 670% of poverty level, you pay 15% discount off your out-of-pocket share
• 671% to 680% of poverty level, you pay 10% discount off your out-of-pocket share
• 681% to 690% of poverty level, you pay 5% discount off your out-of-pocket share

How to apply

1. Call (805) 879-8963 and ask for financial assistance.
2. Application form
3. Patient Financial Assistance Policy, "Help Paying Your Bill" (revised June 2026; on file with HCAI, effective 08/06/2026)
4. Bring driver's license or photo ID (adult patients), recent pay stubs or recent income tax returns (or unemployment statement).
5. We do not have the deadline yet. Apply as soon as you get a bill, and ask the billing office to pause collections while you apply.

Savings and property

The policy looks at income only, not savings or property.

Very large bills

Patients with high medical costs (out-of-pocket costs over 10% of family income) at or below 500% of the poverty level get free care. Patients whose medical bills are a large share of income may be found medically indigent, at Cottage Health's discretion.

If you have insurance

Insured patients can also apply for help with deductibles and copays. Keep your insurance. Financial assistance covers bills from this one place only.

What is covered

Covered

Hospital facility fees for emergency and medically necessary care at Santa Barbara, Goleta Valley, and Santa Ynez Valley Cottage Hospitals, Cottage Rehabilitation Hospital, and hospital-based clinics

Not covered

Doctors' fees are not covered. Cottage Urgent Care, Cottage Residential Center, the COPE program, off-campus Pacific Diagnostic Laboratories services, and cosmetic procedures that are not medically necessary are not covered.

State program in California

Notes

Free care if you have no insurance or have high medical costs and your household income is at or below 500% of the poverty level. From 501% to 690% you get a discount off your out-of-pocket share, starting at 95% and dropping 5 points for each 10% step in income. The policy text says discounts go up to 700%, but its table gives 0% from 691% to 700%. Insured patients can get help with copays, coinsurance, and deductibles. Savings are not counted. You can apply at any time. You must send new income papers each January to keep getting help. A decision letter is mailed within 14 business days of a complete application. Patients screened at 500% or less may get their balance written off without applying. Out-of-network patients who choose non-emergency care are not covered unless a single case agreement is set up first. Appeals go to the Vice President of Revenue Cycle at (805) 879-8926 or [email protected]. Apply through MyChart, by mail to Cottage Health Financial Assistance Program, PO Box 689, Santa Barbara, CA 93102, or in person at 6550 Hollister Avenue, Goleta. The state file for the application is the same combined document as the policy.

Sources

• Free care level

  Uninsured Patients and patients with High Medical Costs with a Household Income equal to or less than 500% of FPL

• Discount level

  Discounted care is available for patients with a Household Income up to 700% of the FPL

• Discount steps

  Annual family income levels up to the stated dollar value are eligible for the corresponding discount.

• Insured patients

  Financial Assistance may be applied to uninsured patients, as well as the patient liability for patients with insurance

• Asset test

  taking into consideration Number of Family Members (and not considering Monetary Assets).

• Very large bills

  100% financial assistance or discounted care is available for guarantors who demonstrate they are Medically Indigent.

• What is not covered

  Services provided at a Cottage Urgent Care are excluded from this policy.

• Deadline

  Patients are eligible to apply for Financial Assistance under this Policy at any point in time.

• Documents

  Driver's license or photo ID (for adult patients Either of the following: recent Income Tax returns or recent Pay Stubs

• Financial counseling phone

  Please contact our Financial Assistance team at 805- 879-8963, between the hours of 8 a.m.– 4 p.m. Pacific Time, Monday–Friday

• Facility named in policy

  Santa Ynez Valley Cottage Hospital;

Last checked. 2026-11-10